Terms & Conditions
LIBRA FINANCE LTD
9001:2008 Certificate Company An ISO Incorporated Under the National Financial Corporation Act. 1951 .
LIBRA GROUP OF FINANCE
LEADING Financing & Leasing Best Deals / Low Interest Rates Properties from All India. Looking for Best in Commercial Residential Property/ Agricultural Property Address: Office No. SCO NO 2447 – 48 FIRST FLOOR SECTOR – 22C ABOVE RAJ PAPER MART CHANDIGARH - 160022, Email: in.librafinanceltd@gmail.com,Tel.: +919457229703, +918265862430 Loans available for everyone of any company (Public/Private) or any Government Department. LIBRA FINANCE LTD. Is dealing in Personal Loan, Loan against Property, Project Loan & Marks-sheet loan? We Believe in Fair Dealing and prompt approval of funds on priority Basis.We are dealing all India business and Serve to our client at a very Reasonable Cost. If you are looking for a loan for your home / or you are in search of financing for your new business, you will find this website quite useful. In India when it comes to a loan, there a number of providers for Personal Loans, Home loan or any other types of finances. So deciding your lender is an important step before taking a loan.Lenders vary in the nature of their business. So it is advisable to do a thorough research about different loan options and different lenders, repayment period, rate of interest etc. Generally interest rates can be fixed or floating in type. A fixed interest rate by the name it suggests does not change during the loan tenure. A floating interest rate on the other hand is the rate updated by the lender due to market trends. A floating interest rate can go up or down depending on the financial trend. Some lenders are also providing the option to take the loan which is split between fixed and floating interest rates.
Terms and Conditions
Application with Bio Data
Any Person having minimum qualification 10th can apply for DMA/DSA/SUB DSA/AGENT Person having office space minimum 250 sq.ftPerson should be holding Permanent account no (PAN)
DMA/DSA/SUB DSA/AGENT will provide fresh loan cases and the cases will process onPriority basis on the basis of required documentsDMA/DSA/SUB DSA/AGENT will work only for company, If found works for anothercompany then his/her DMA/DSA/SUB DSA/AGENT will be cancelled on a single noticeDMA/DSA/SUB DSA/AGENT will forward applications duly signed by the applicants afterFilling all columns with required information along with the documentary evidences andPhotographs of the applicants.DMA/DSA/SUB DSA/AGENT will collect the loan applications of the interested parties afterGiving full details and delivers to the company immediately.To ensure regular payment of installments in the accounts introduced by applicant andtimely deposition of post dated cheques. To ensure MICRO very in the event of default/non payment
DMA/DSA/SUB DSA/AGENThave no right to vioate existing terms & conditions of theCompany for granting of loan etc. on behalf of the company.He will not collect any type of cash from the applicant other then commission provided byCompanyThe agreement with DMA/DSA/SUB DSA/AGENT will be force for the period of 3 months,Agreement copy will be provided only after receiving of Police verification report at leastFrom concern Police station.
If at any time, DMA/DSA/SUB DSA/AGENT is found violating the terms & conditions of theagreement, or is not able to achieve the set targets, then his/her DMA/DSA/SUB
DSA/AGENT may be terminated, after such termination the DMA/DSA/SUB DSA/AGENTare not entitled to process further loan applications on behalf of LIBRA FINANCE LTD.DMA/DSA/SUB DSA/AGENT will did not apply for loan nor he will give guarantee in anyCase.Primary terms and conditions to know and use to be fulfilled by the applicant1. Minimum Loan amount will be Rs. 1 Lakh/-(Rupees One Lakh only) and maximum Rs. 1000 Crore (Rs. One Thousand Crore only) in case of Loan.2. Loan Amount will carry and interest rate of 3% per Anum (Flat).3. Installation payable on monthly / quarterly/half yearly or yearly basis.
Court Fees and Valuation Charges.
Registration Fees Rs. 3500/- and Legal Advisor’s Fees Rs. 3000/- only (Rs. 6500/-).Court fee and valuation charges are charged after the clearance of loan but before court Proceedings and issuance of loan. Total expenses for court fee and valuation charges Depend on Amount.
No extra commission or service charges will be taken from your side.
4. Tenure of repayments will be minimum 1 One year and maximum 20 Twenty Five years.
5. Loan may be given to any person working in State/ Central Government with in India.
6. Loan may be given to Government employee working in State / Central Government few Departments within India.
7. If the full an final repayment of the Loan amount is made before the stipulated period then Applicant may get relaxation on interest.
8. File charge and expenditure regarding property verification, Mortgage deed, registration, Verification, Agent Commission etc. will be bear by the applicant.
9. After considering all the facts and aspects of the loan application, applicant will be Intimated in due course of time regarding approval of loan by the financial firm/ Company.
10. After submitting all papers and completing all formalities as per firms/ Company’s
Requirement by the applicant, the financial Firm/Company will disburse the loan within one Week through cheque or Bank Draft.
11. Agents responsibility will be to work as a mediator till the loan is approved and collect all The papers related to loan, paper etc. an submit the same to financial Firm/ Company. Moreover, the agent has no authority or responsibilities in disbursing the loan to any Applicant.
12. H.O.D/ Salary In-Charge refuse the official undertaking then financial Firm/ Company will Accept that applicant has failed to fulfill all the formalities of the financial Firm/Company. In These circumstance financial Firm/ Company will have a total right to reject the loan case Of this particular applicant.
13. In the event of rejected loan case, the applicant will have no right to ask/ claim for the Refund of deposited processing fees etc. (processing fees etc is non-refundable to Applicant).14. I applicant have read out the loan application form and understood each and every facts. In my full concise without any pressure and without taking any type of alcoholic/ in Toxicities substances. Hence I do accept the written conditions of application form as this Application form carries only the primary conditions related to loan. So any other condition applicable related to loan after verification will also be acceptable to me.
15. Process fees will be acceptable only by Bank Account.
16. Any disputes arise will come under the Jurisdiction of Chandigarh Court Only.
Loan Interest rates on 3% yearly on the flat basis yearly.
Largest repayment period from 1 year up to 20 years.
Minimum paper work. Make sure & go ahead as big things are always the simple
One. We are looking for the broad Terms relationship.
All the copies sent by you must be self attested (Xerox Copies).